Project Finance Credit Analyst

The Project Finance Credit Officer supports the evaluation, structuring, and approval of new project finance transactions across sectors such as energy, infrastructure, transportation, and industrials. This role partners closely with front‑office originators, risk management, and senior credit officers to ensure transactions are underwritten in line with internal policies, market standards, and the bank's risk appetite.

Client Details

Corporate and Commercial Bank based in Midtown, Manhattan.

Description

Key Responsibilities

Credit Underwriting & Deal Approval

• Analyze new project finance opportunities, including cash flow modeling, capital structure assessment, and scenario analysis.
• Prepare comprehensive credit memoranda outlining project risks, mitigants, sponsor strength, market dynamics, and financial projections.
• Conduct due diligence on project contracts, revenue structures, regulatory frameworks, and technical/operational assumptions.
• Assess creditworthiness of sponsors, off‑takers, EPC contractors, and other key counterparties.
• Present recommendations to senior credit officers and participate in internal approval discussions.

Risk Assessment & Portfolio Support

• Evaluate structural protections, covenants, collateral packages, and security arrangements.
• Review independent engineer reports, legal documentation, and consultant analyses to validate underwriting assumptions.
• Support ongoing monitoring of existing project finance exposures, including waiver/amendment reviews and periodic credit updates.
• Track sector trends, regulatory developments, and market conditions that may impact credit quality.

Cross‑Functional Collaboration

• Partner with Origination, Portfolio Management, Legal, Technical Advisors, and Risk to ensure timely and accurate deal execution.
• Coordinate with external parties (sponsors, advisors, rating agencies) as needed during underwriting and due diligence.
• Contribute to process improvements and internal credit policy enhancements.

Profile

Qualifications

• Bachelor's degree in Finance, Economics, Engineering, or related field.
• 2-3 years of experience in project finance, credit underwriting, structured finance, infrastructure finance, or a related analytical role.
• Strong understanding of project finance fundamentals, including non‑recourse structures, cash flow waterfalls, and risk allocation.
• Ability to interpret financial models and evaluate sensitivity cases.
• Excellent writing, communication, and presentation skills.
• Proficiency in Excel and financial analysis; familiarity with project finance modeling is a plus.
• Detail‑oriented, organized, and comfortable working in a fast‑paced, transaction‑driven environment.

Job Offer

• A competitive salary ranging from $95,000 to $145,000 USD.
• Comprehensive benefits package.
• Opportunities for professional development and growth within the financial services industry.
• A collaborative and professional work environment in New York.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.