Project Finance Credit Officer

This role sits within the independent credit risk function, providing second line of defense oversight for a growing portfolio of project and infrastructure finance exposures. The Senior Associate will review, challenge, and approve credit risk decisions across a range of asset-backed and cash‑flow‑driven financings, partnering closely with front‑office teams while maintaining clear independence.

Client Details

Bank located in Midtown.

Description

• Conduct independent credit analysis for new transactions, amendments, waivers, and portfolio reviews within project and infrastructure finance
• Assess key risk factors including structure, contractual frameworks, cash flow resilience, counterparty risk, and downside scenarios
• Provide effective challenge to first line underwriting assumptions, financial models, and risk mitigants
• Prepare concise, well‑reasoned credit opinions and recommendations for internal approval committees
• Monitor portfolio performance, covenant compliance, and emerging risks across assigned sectors
• Contribute to the development and refinement of credit policies, risk frameworks, and underwriting standards
• Support stress testing, portfolio analytics, and thematic risk reviews as needed
• Collaborate with legal, front office, and risk colleagues while maintaining strong 2nd LoD independence

• Renewable energy (solar, onshore/offshore wind, storage)
• Power & utilities
• Data centers and digital infrastructure
• Transportation infrastructure (roads, rail, ports, airports)
• Energy transition and decarbonization assets
• Select social infrastructure and PPP-style financings

Profile

• 3+ years of experience in project finance, infrastructure credit, or structured finance risk preferred, but other sectors are okay.
• Prior experience in a credit risk, risk management, or independent review function strongly preferred
• Strong understanding of project finance structures, security packages, and contractual arrangements
• Proven ability to interpret and challenge complex financial models
• Experience reviewing large, long‑tenor, non‑recourse or limited‑recourse financings
• Strong written and verbal communication skills, with confidence presenting to senior stakeholders
• Detail‑oriented, intellectually curious, and comfortable exercising independent judgment

Job Offer

• Competitive salary ranging from $95000 to $145000 annually.
• High‑impact seat within a respected independent risk function.
• Broad exposure across core and emerging infrastructure subsectors
• Opportunity to influence risk outcomes on high‑profile transactions

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.