VP, Middle Market LBO Credit Risk Officer

The Vice President / Credit Officer will serve as a senior approver within the credit function, focusing on leveraged lending for middle‑market LBO transactions as well as select non‑investment‑grade large‑cap borrowers with complex capital structures. This role centers on providing independent credit assessments, challenging front‑office assumptions, and preparing clear, executive‑ready recommendations for credit leadership.

Client Details

Large global bank located in Midtown, NYC.

Description

• Conduct detailed assessments of obligor credit strength, financial forecasts, transaction rationale, deal structures, and proposed terms.
• Analyze leveraged loan and ABL financing proposals, including ancillary products such as derivatives and hedging solutions.
• Evaluate regulatory classification considerations and ensure all transactions align with internal risk appetite.

• Draft concise, well‑supported executive summaries outlining key risks, mitigants, and approval considerations.
• Present credit assessments and recommendations to senior members of the credit team.

• Partner with front‑office teams during due diligence to identify major credit issues and validate assumptions ahead of formal submission.
• Provide guidance to ensure credit packages are complete, consistent, and aligned with policy requirements.

• Serve as a liaison between the business and credit management, helping guide transactions through the approval process.
• Offer feedback to deal teams to maintain high standards of credit discipline and documentation quality.

• Monitor the credit performance of assigned obligors, including the supervision of criticized or classified exposures.
• Prepare written updates and memoranda for management regarding deteriorating credits or evolving portfolio risks.
• Contribute to loan reviews, portfolio assessments, and ad‑hoc credit examinations.

• Ensure each credit application complies with internal policies, workflows, and U.S. regulatory expectations.
• Stay current on regulatory developments and industry best practices related to leveraged lending and middle‑market credit.
• Support credit‑related initiatives, special projects, and process enhancements as assigned.

Profile

• Minimum 5+ years of experience in credit risk or a related function, ideally with formal credit training or second‑line review experience.
• Strong understanding of middle‑market leveraged loans; exposure to non‑investment‑grade large‑cap transactions strongly preferred.
• Prior experience interacting with U.S. regulatory bodies is beneficial.
• Ability to apply critical thinking to evaluate complex financial structures, market conditions, and industry‑specific risks.
• Strong judgment and risk sensitivity with the ability to constructively challenge front‑office assumptions.
• Ability to manage significant deal volume in a fast‑paced environment and produce high‑quality written summaries under tight timelines.
• Excellent communication, organizational, and relationship‑building skills.
• Bachelor's degree in Finance, Business, or a related field; advanced credentials (MBA, CFA) preferred.

Job Offer

• Competitive salary range from $145,000 to $185,000 USD annually.
• Comprehensive benefits package to support your well-being.
• Opportunity to work within a large organization in the Financial Services industry.
• A permanent role with the potential for career growth and development.
• Collaborative and professional work environment in New York.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.