LIHTC Credit Risk Officer

A leading real estate developer is seeking a Credit Risk Officer to support its affordable housing finance platform. This role focuses on evaluating and managing credit risk across a portfolio of Low-Income Housing Tax Credit (LIHTC) and affordable multifamily transactions. The position requires strong underwriting experience, credit analysis skills, familiarity with public-private capital structures, and a working knowledge of regulatory expectations related to affordable housing lending

Client Details

The hiring organization is a leading national syndicator of Low-Income Housing Tax Credits (LIHTC), specializing in the financing of affordable multifamily housing developments across the United States. With a long-standing track record in structuring and managing tax credit equity investments, the firm partners with developers, investors, and public agencies to support the creation and preservation of affordable housing. The platform is known for its disciplined underwriting, strong asset management capabilities, and commitment to community-focused outcomes.

Description

• Review and approve new affordable housing transactions, including LIHTC, tax-exempt bond, and mixed-finance structures
• Conduct credit analysis and risk assessments across a portfolio of affordable housing loans and investments
• Collaborate with originations, legal, and asset management teams to structure transactions in line with risk appetite and compliance standards
• Monitor portfolio performance, identify emerging risks, and recommend mitigation strategies
• Prepare credit memos and present risk recommendations to internal committees and senior stakeholders

Profile

Qualifications:

• 7-15 years of experience in credit risk, underwriting, or portfolio management within affordable housing, municipal finance, or commercial real estate
• Strong understanding of LIHTC, tax-exempt debt structures (e.g., TOBs, TRS), and affordable housing regulatory frameworks
• Proven ability to assess complex capital stacks and borrower financials
• Excellent communication skills and experience presenting to internal credit committees or investment teams
• Bachelor's degree in finance, economics, real estate, or a related field; advanced degree or CFA preferred

Job Offer

• Competitive salary estimated at $157,500 to $192,500 annually, depending on experience.
• Comprehensive benefits package, including health, dental, and retirement plans.
• Opportunities for professional growth within the property industry.
• A supportive work environment focused on innovation and impact.
• Potential for meaningful contributions to affordable housing initiatives.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.