Associate, Consumer Credit Risk

The Consumer Credit Risk Associate will be responsible for evaluating consumer credit portfolios to effectively manage risk. .

Client Details

Large financial services company with locations in New York.

Description

A major financial institution is seeking a credit risk professional to support its independent review function for consumer and small business lending. This role involves conducting data-driven assessments of credit decisioning, policy adherence, and portfolio-level risk trends. The position sits within a governance-focused team responsible for evaluating credit practices across the full lifecycle-from origination through account management-using structured analytics and regulatory-aligned methodologies.

Core Responsibilities:

• Perform targeted reviews of credit decisions and evaluate alignment with internal policies and risk controls
• Analyze performance data to identify emerging risk patterns and credit inconsistencies
• Document findings in structured workpapers with clear rationale and supporting evidence
• Collaborate with internal stakeholders to support sampling, portfolio monitoring, and thematic analysis
• Apply tools such as SQL, Python, or equivalent platforms to extract and analyze large datasets
• Contribute to the development of reporting materials, dashboards, and governance documentation
• Support ongoing refinement of review frameworks, templates, and procedural standards

Profile

• Minimum 3 years of experience in consumer credit risk, credit review, or data analytics
• Bachelor's degree in finance, economics, statistics, or a related discipline
• Proficiency in SQL, Python, or similar tools for data manipulation and analysis
• Familiarity with consumer credit products and lifecycle risk management
• Strong analytical, documentation, and organizational skills
• Ability to work independently and manage multiple priorities

Preferred Qualifications:

• Advanced degree in a quantitative or financial discipline
• Let me know if you'd like a version tailored for fintech, card issuers, or regulatory advisory firms. I can also help with outreach messaging or comp benchmarking if you're prepping candidates.

Job Offer

• $90,000 - $150,000 base salary
• Comprehensive benefits package, including health and wellness programs.
• Opportunities for professional development and career growth.
• A collaborative and innovative work environment.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.