Associate, Credit Risk Data Analysis

The position blends quantitative analysis, credit policy evaluation, and portfolio monitoring to assess the effectiveness of credit decisioning and risk controls. Ideal candidates will have a strong foundation in consumer credit, data analytics, and regulatory awareness, with the ability to work autonomously and communicate findings clearly.

Client Details

The client is a large, data-driven financial institution with a strong focus on independent credit risk oversight across consumer lending portfolios.

Description

• Conduct structured reviews of credit decisions to assess alignment with internal policies and risk appetite
• Analyze portfolio trends and performance metrics to identify emerging risks or inconsistencies
• Prepare clear, well-supported documentation of review findings, including data analysis and credit rationale
• Collaborate with internal teams to understand underwriting practices and account management strategies
• Escalate observed weaknesses in credit execution, process gaps, or deviations from expected controls
• Use tools such as SQL, Python, or equivalent platforms to extract and analyze large datasets
• Contribute to reporting, dashboards, and governance materials for senior stakeholders
• Support ongoing refinement of review methodologies, templates, and standard

Profile

• 3+ years of experience in consumer credit risk, model validation, or data analytics
• Master's degree preferred in a quantitative discipline (e.g., Statistics, Mathematics, Economics, Data Science)
• Proficiency in SQL, Python, or similar data analysis tools
• Familiarity with the consumer credit lifecycle and associated risk controls
• Strong analytical and documentation skills; detail-oriented and intellectually curious
• Comfortable working independently and managing multiple priorities

Job Offer

• $100,000 - $120,000.
• Comprehensive benefits package to support your well-being.
• Opportunities for professional growth within the financial services industry.
• Collaborative and supportive work environment in New York.
• Engaging and impactful role within the banking and financial services department.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.