Associate, Credit Portfolio Analytics

The Associate will contribute to credit portfolio analytics, reporting, and governance activities across the Americas region. This position plays a central role in preparing materials for internal risk forums and regulatory stakeholders, translating large volumes of portfolio data into clear insights that support strategic decision-making.

Client Details

Large global bank located in Midtown, NYC.

Description

• Conduct analysis of credit portfolios to highlight key trends, shifts in credit quality, concentration risks, and emerging areas of concern.
• Produce recurring and customized reporting for risk stakeholders, including portfolio summaries, sector analyses, and regulatory documentation.
• Maintain and enhance standardized reporting packages covering criticized assets, watchlist exposures, new origination quality, and other critical metrics.
• Integrate stress‑testing outputs, risk appetite indicators, and rating migration data into narrative commentary.

• Gather, validate, and reconcile data from multiple internal systems to ensure accuracy across reporting.
• Perform data quality checks, resolve inconsistencies, and document underlying assumptions used in analyses.
• Support efforts to streamline data definitions, templates, and calculation methodologies across recurring reporting processes.
• Assist in process improvements and reporting automation efforts using Excel, SQL, and visualization platforms.

• Contribute to credit risk governance workflows, including preparation of committee materials, tracking approval items, and following up on action plans.
• Assist with materials required for regulatory engagements, audits, and remediation work, ensuring analysis is comprehensive and appropriately documented.
• Provide analytical perspectives to inform underwriting frameworks, sector risk assessments, and portfolio strategy discussions.
• Recommend enhancements to improve the consistency, transparency, and operational efficiency of portfolio reporting.

• Work closely with teams across Credit Risk, Front Office, Finance, Data, and Planning to gather inputs and align messaging.
• Convert detailed analytical findings into clear, concise visuals and talking points for senior audiences and governance committees.
• Integrate stakeholder feedback while maintaining data accuracy and clarity of narrative.

Profile

• At least 2 years of experience in financial services in credit risk, portfolio analytics, or a related reporting function.
• Strong understanding of credit risk concepts, including internal rating systems, risk appetite, criticized and watchlist exposures, and governance structures.
• Experience working with large data sets and portfolio‑level metrics.
• Advanced Excel proficiency (complex formulas, data manipulation, pivoting) and comfort building polished presentations in PowerPoint.
• Excellent written and verbal communication abilities with an emphasis on synthesizing complex analysis into focused takeaways.
• Bachelor's degree in Finance, Economics, Accounting, Mathematics, Statistics, or a related quantitative discipline.

• 3-5 years of experience in credit risk analytics, portfolio management, or risk reporting within a bank or financial institution.
• Exposure to U.S. regulatory environments or oversight bodies.
• Working knowledge of SQL or programming languages such as Python or R for data querying and analysis.
• Familiarity with visualization or business intelligence tools (e.g., Power BI, Tableau).
• Professional certifications or coursework in risk, credit, or analytics (e.g., CFA, FRM) considered an advantage.

• High attention to detail with a strong commitment to data accuracy and reporting quality.
• Naturally curious, with a willingness to investigate the drivers behind portfolio movements.
• Capable of managing multiple deadlines and prioritizing workload effectively.
• Proactive and self‑directed, with strong collaboration skills.
• Organized, professional, and motivated to enhance processes and improve the clarity of risk communication.

Job Offer

• Competitive annual salary ranging from $85,000 to $130,000 USD.
• Comprehensive benefits package to support your well-being.
• Hybrid work schedule.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.